Fraud – claiming to be SAIDI Members:

In South African law fraud is commonly defined as the unlawful and intentional making of a misrepresentation which causes actual prejudice or which is potentially prejudicial to another.

http://www.straussdaly.co.za/2014/05/30/fraud-corruption-theft-and-suspicious-transactions-your-obligation-to-report/

It is important to note that the loss, damage or harm (prejudice) need not actually take place; rather that it had the potential to take place. An example of this is when you are presented with an invoice for payment, recognise that it is false so you do not pay on it. There was the potential that you could have paid on it, so it constitutes fraud on the part of the person who intentionally created it and presented it, in order to defraud the payee.